---
title: Final Determinations 2013 – Case 12
description: "![Icon](https://nfosa.co.za/wp-content/plugins/download-manager/assets/file-type-icons/pdf.svg) ### [Final Determinations 2013 - Case 12](https://nfosa.co.za/download/final-determinations-2013-case-12/) 1 file(s) 745.53 KB [Download](#) [https://nfosa.co.za/?__wpdm_pdf_viewer=4228|1713445539841](https://nfosa.co.za/?__wpdm_pdf_viewer=4228|1713445539841)"
url: "https://nfosa.co.za/docs/final-determinations-2013-case-12/"
updated: "2024-04-18"
category: "Ombudsman for Long-Term Insurance / Final Determinations"
tags:
  - Final Determinations
  - Long Term
---

# Final Determinations 2013 – Case 12

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### [Final Determinations 2013 - Case 12](https://nfosa.co.za/download/final-determinations-2013-case-12/)

  1 file(s)  745.53 KB   [Download](#)

[https://nfosa.co.za/?__wpdm_pdf_viewer=4228|1713445539841](https://nfosa.co.za/?__wpdm_pdf_viewer=4228|1713445539841)