Rulings
Click on the tiles below to learn more about recent NFO rulings, and our free, fair and impartial approach to facts-based dispute resolution.

Ruling

Ruling on SAFPS Listing

A credit card application was submitted by the complainant in October 2023 to Bank A supported by his ID, proof of address, salary advice, and bank statements. During the processing of the credit card application, Bank A sent a verification email to Bank B which issued

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Ruling

Ruling on Change of banking details fraud

The complainant lodged a complaint against the bank after a foreign payment of R1,072,895.45—intended for the complainant—was fraudulently diverted to a third-party account. The complainant rendered services to an international client (the remitter). The remitter fell victim to a change of banking details scam through

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Ruling

Final Ruling Where Funeral Claim was Wrongly Declined

BACKGROUND The case concerned a funeral policy with Liberty Life (“the insurer”). The complainant was the beneficiary and premium payer. Ms R was both the policyholder and the life assured. Ms R (“the deceased”) died some 12 months after the policy was issued whereupon the

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