Case Studies
Click on the tiles below to see examples of our free, fair and impartial dispute resolution process in action, and the reasoning behind how we reached each outcome.
Case Studies

Household Contents: A Power Surge Claim

In a complaint that was submitted to our office, the complainant had submitted a claim to the insurer, also referred to as the participant, for damage to a microwave unit caused by power surge which was rejected by the participant on the basis that the

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Case Studies

Other Types Of Insurance – Medical Gap Cover

The complainant submitted a claim under his medical gap cover following a hospital stay. The claim was authorised by the insurer. However, the settlement offer was limited. In accordance with the policy terms and conditions, said the insurer, the settlement of a claim for a

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Case Studies

Case Study: Malware

A consumer fell victim to a sophisticated scam, losing R120 000.00, after responding to a social media advert offering discounted airline tickets. After submitting her phone number and email via a link, she was contacted through WhatsApp and instructed to download an app from the Google

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Case Studies

Case Studies Highlighting the Credit Division’s Impact

The NFO is tasked with a number of responsibilities and duties that help keep South Africa’s economy healthy and robust for consumers and fi nancial services providers alike. It’s essential that we maintain an open door policy, keep communications channels clear and accessible while spreading our message, as well as being a responsible, generous corporate citizen.

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Case Studies

Lack of Due Care/Recklessness in Motor Vehicle Hijack Claim

The complainant approached our office for assistance following the rejection of his motor vehicle claim. The participant rejected the claim on the basis of lack of due care or recklessness on the part of the driver, being the complainant. The participant relied on the following policy provisions to reject the complainant’s claim.

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