CR27 Funeral Insurance – dubious claims

• Funeral Insurance – dubious claims

Where a policy provides for the payment of benefits for a “still-born child” the onus rests on the complainant to show that the deceased child conformed to the contractual definition of “still-born child”. A recent complaint could not be upheld for that very reason. The child was still-born at 26 weeks whereas the policy defined that payment for a still-birth would only be made “after the 28th week of pregnancy”.