[vc_row][vc_column width=”2/3″][vc_column_text]CR11 Disability claim repudiated on basis of failure to meet criteria of screening tests
CR12 Disability claim – “own, similar or other occupation”
CR13 Disability claim – total permanent disability
CR14 Disability claim – insurer being pedantic
CR15 Disability – suitable alternative occupation[/vc_column_text][/vc_column][vc_column width=”1/3″][vc_widget_sidebar sidebar_id=”sidebar-3″][/vc_column][/vc_row]