Endownments

CR319 Beneficiary nominations Beneficiary nominated for proceeds of investment policy on death – policyholder subsequently adding two further lives insured – effect was to prolong

CR99 Investment instruction not carried out – monies invested in second hand endowment policy – loss of capital Background In May 2000 the complainant, acting

CR100 Investment – losses incurred from investment for elderly client – investment considered inappropriate – misselling – reinstatement recommended Background In 1990, following the death