CR390 Pre-existing condition exclusion / causation Exclusion clause – whether claim directly or indirectly attributable to pre-existing condition – test for legal causation The exclusion
Pre- existing condition CR314 Death Claim under credit life policy – policy containing a pre-existing condition exclusion clause– was there any need for the proposer
CR294 Pre-existing conditions Hypertension and cholesterolaemia as causes of heart failure –proof Background The insured’s life policy provided that “No amount shall be payable in
CR158 Onus of proof – pre-existing condition Facts The complainant was covered for permanent disability under a protection plan that was sold to him telephonically