The Non-life Insurance Division of the National Financial Ombud Scheme is sometimes required to make rulings on complaints brought by insured consumers who have had claims rejected by their insurers.
Media Release – 28/08/2024
Commemorating the First 100 Days of the National Financial Ombud Scheme (NFO), Head Ombud, Reana Steyn took the opportunity to reflect on the newly-formed organisation’s significant achievements in this short space of time.
Media Release – 18/07/2024
Reporting on the 2023 Annual Report for the Ombudsman of Banking Services (OBS), former Banking Ombudsman Reana Steyn, reflected on the past 23 years of the office’s existence.
Media Release – 28/06/2024
The Ombudsman for Long-term Insurance (OLTI) and the Ombudsman for Short-term Insurance (OSTI) have published their last joint annual report for 2023, as they have now been incorporated into the National Financial Ombud Scheme South Africa (NFO).
Media Release – 19/06/2024
South African consumers across the board find themselves increasingly under pressure due to the high cost of living and other factors outside their control, such as the increasing food and petrol prices, with most of their budget going towards essentials.
Media Release – 03/06/2024
The National Financial Ombud Scheme (NFO) today confirmed the appointment of Nerosha Maseti as Lead Ombud of the Banking Division. “Nerosha brings over 18 years of Banking Ombudsman experience to her new role. She has proven abilities as a leader and in all aspects of Ombud operations, and we are excited to see where she takes the Banking Division going forward…”
Media Release – 10/04/2024
The newly-formed National Financial Ombud Scheme (NFO) today announced the appointment of its first Head Ombud, Reana Steyn. “Reana’s extensive expertise and vast experience with the OBS, Credit Ombud and at one of the leading insurers, as well as her leadership position, her qualification as an attorney, coupled with her people management experience and training of staff of the previous schemes…
Media Release – 01/03/2024
The newly-formed National Financial Ombud Scheme (NFO) today announced the beginning of operations as a single, one-stop, all-in-one dispute resolution service made up of the four (4) former existing services – the Ombudsman for Banking Services (OBS); the Credit Ombud (CO); the Ombudsman for Long-Term Insurance (OLTI); and the Ombudsman for Short-Term Insurance (OSTI).
Complaints Data 2021
Figures published for the period from 1 January to 31 December 2021.
Complaints Data 2021
Table 1 shows
Complaints Received
The total number of new complaints received in the applicable period per insurer.
(Some of these complaints were sent on to the insurer to try and resolve with the complainant directly. If not resolved to the complainant’s satisfaction, our office then took up the complaint).
% of Total
The number of new complaints received in the applicable period per insurer expressed as a percentage (to two decimal places) of the total number of new complaints received by our office.
Cases considered
Those complaints in respect of which a case file was opened and the complaint was investigated by our office.
Cases finalised
Complaints finalised in the applicable period. (These include complaints received prior to 1 January 2021)
Resolved wholly/partially in favour of the complainant
For cases finalised in the applicable period, the percentage that were resolved wholly or partially (W/P) in favour of the complainant (by way of settlement, mediation, conciliation, recommendation or determination).
Table 2 shows
Finalised cases per nature of complaint per insurer
In Table 1, in the column titled ‘Cases Finalised’, you can access Table 2 for that insurer.
Table 2 categorises finalised cases according to ‘nature of the complaint’.
For each category, the table shows the total number of finalised cases for that category and, of that total, the number of finalised cases resolved wholly or partially (W/P) in favour of the complainant.
Subscribing Members Complaints Data 2021
Table 1
1Life Insurance Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
210 | 2.57% | 180 | 122 | 23 |
3Sixty Life
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
316 | 3.87% | 243 | 142 | 85 |
Abacus Insurance Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
36 | 0.44% | 19 | 18 | 5 |
ABSA Insurance and Financial Advisers (Pty) Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
1 | 0.01% | 0 | 0 | 0 |
ABSA Life
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
285 | 3.49% | 204 | 126 | 44 |
Acsis Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
0 | 0.0% | 0 | 0 | 0 |
AIG Life South Africa Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
51 | 0.62% | 35 | 37 | 13 |
Alexander Forbes Investments Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
0 | 0.0% | 0 | 0 | 0 |
Alexander Forbes Life Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
11 | 0.13% | 9 | 12 | 7 |
Allan Gray Life Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
12 | 0.15% | 8 | 5 | 0 |
Assupol Life Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
216 | 2.65% | 143 | 90 | 34 |
AVBOB Mutual Assurance Society
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
177 | 2.17% | 116 | 79 | 42 |
Bidvest Life Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
6 | 0.07% | 6 | 7 | 0 |
BrightRock Life Insurance Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
63 | 0.77% | 45 | 30 | 10 |
Centriq Life Insurance Company Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
242 | 2.96% | 195 | 109 | 29 |
Clientele Life Assurance Company Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
328 | 4.02% | 234 | 134 | 59 |
Constantia Life
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
2 | 0.02% | 1 | 8 | 3 |
Constantia Life and Health Insurance
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
6 | 0.07% | 6 | 4 | 1 |
Discovery Life Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
218 | 2.67% | 187 | 165 | 35 |
Dotsure Life
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
6 | 0.00% | 3 | 2 | 0 |
Emerald Life
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
200 | 2.45% | 146 | 35 | 21 |
FedGroup Life Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
1 | 0.01% | 0 | 0 | 0 |
First Rand Life
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
168 | 2.06% | 124 | 91 | 38 |
Guardrisk Life Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
251 | 3.07% | 124 | 63 | 12 |
Hollard Life Assurance Company Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
966 | 11.83% | 702 | 518 | 242 |
Hollard Specialist Life Assurance Co.Ltd
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
49 | 0.60% | 35 | 17 | 9 |
Investec Life Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
2 | 0.02% | 2 | 0 | 0 |
Just Retirement Life
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
1 | 0.01% | 0 | 0 | 0 |
Liberty Group Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
668 | 8.18% | 510 | 388 | 112 |
Merritt Life
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
0 | 0.00% | 0 | 0 | 0 |
Metropolitan Life Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
594 | 7.28% | 418 | 282 | 118 |
MMI Life Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
280 | 3.43% | 229 | 181 | 62 |
Nedbank Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
0 | 0.0% | 0 | 0 | 0 |
Nedgroup Life Assurance Company Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
214 | 2.62% | 175 | 124 | 30 |
Nestlife Assurance Corporation Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
9 | 0.11% | 9 | 14 | 5 |
New Era Life Insurance Company Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
4 | 0.05% | 4 | 2 | 0 |
Ninety One Assurance Life
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
1 | 0.01% | 0 | 0 | 0 |
Old Mutual Alternative Solutions Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
12 | 0.15% | 5 | 2 | 2 |
Old Mutual Life Assurance Company (SA) Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
1307 | 16.01% | 889 | 465 | 116 |
Outsurance Life Insurance Company Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
34 | 0.42% | 25 | 24 | 5 |
Professional Provident Society Insurance Company Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
43 | 0.53% | 36 | 23 | 7 |
PSG Life
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
0 | 0.00% | 0 | 0 | 0 |
Real People Assurance Company Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
5 | 0.06% | 3 | 4 | 1 |
Safrican Insurance Company Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
261 | 3.20% | 164 | 115 | 48 |
SA Home Loans Life Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
11 | 0.13% | 9 | 11 | 1 |
Santam Structured Life Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
250 | 3.06% | 152 | 89 | 25 |
Sanlam Life Insurance Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
324 | 3.97% | 254 | 160 | 21 |
Sanlam Developing Markets
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
239 | 2.93% | 171 | 119 | 18 |
Shield Life
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
1 | 0.01% | 0 | 0 | 0 |
Smart Life Insurance Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
5 | 0.06% | 2 | 2 | 1 |
Viva Life Insurance Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
11 | 0.13% | 8 | 6 | 3 |
Vodacom Life Assurance Company Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
14 | 0.17% | 9 | 12 | 8 |
Workers Life Assurance Company Limited
Complaints Received | % of Total | Cases Considered | Cases Finalised Click to Table 2 |
Resolved W/P in favour of |
Complainant | ||||
52 | 0.64% | 44 | 62 | 34 |